Quick answers about solar leasing

How big a solar system do I need?

The right solar system size depends on your roof, your past electricity use, and local rules. Here’s a clear way to estimate your needs—plus what to ask solar providers when you get matched.

Quick answer: size usually starts with your electric bill

Most solar sizing starts with how much electricity you use each month (kWh), not with the roof’s square footage alone.

A typical goal is to make solar produce a big portion of your annual usage. But the best size can vary a lot because of shading, roof orientation, your local utility rates, and state incentives.

If you want a simple next step, look for your last 12 months of electric bills and find your total kWh. Then compare that number with what a system of different sizes can produce in your area—your matched providers can help estimate this.

For more basics, see our Solar basics: lease, PPA, and loan.

How system size is measured (and what numbers to expect)

Solar system size is usually measured in kilowatts (kW). A 5 kW system is smaller than a 10 kW system. Many US homes land somewhere around 5–10 kW, but your needs could be smaller or larger.

Production is measured in kilowatt-hours (kWh). A bigger system usually makes more electricity, but whether you benefit depends on your contract terms, your utility’s net metering (if available), and your electricity rates.

Because homes and utilities differ, don’t rely on one “standard size.” A provider should show you:
- Your estimated annual kWh production for the proposed system size
- How much of your usage that could offset
- Any assumptions about shading, roof area, and system performance

A simple sizing method you can do today

You can get a rough estimate before you request quotes.

1. Find your last 12 months of electricity use (kWh) from your bills.

2. Decide your “solar coverage” goal. Many homeowners aim for partial to near-full offset, such as 60% to 100% of annual usage. The best choice depends on budget, roof conditions, and contract details.

3. Ask providers to propose system sizes that match that goal, then compare them using the same assumptions.

Even if your estimate is rough, it helps you ask better questions. And it helps you spot quotes that look too small or too large for your usage.

Why bigger isn’t always better (leases/PPAs vs buying/owning)

The “right” size isn’t only about your roof and usage—it also depends on the way you finance solar.

  • Lease or PPA (third-party ownership): You usually pay a monthly amount for the system’s electricity. The provider typically claims the federal tax credit. Monthly payments may include escalators, which can raise what you pay over time.
  • Solar loan or buying/owning: You may pay more upfront, but you may get more long-term upside if the system produces as expected.

Because contract terms change the outcome, don’t choose a system size based only on the advertised monthly payment. Compare the full contract numbers, how payments change over time, and what happens if your roof needs repairs.

For comparisons and questions to ask, check solar solutions and how matching works.

Roof limits, shading, and real-world performance

A system can be “the right size on paper” but still underperform if the roof can’t support it or if sunlight is blocked.

Common real-world factors include:
- Shading: Trees, neighboring buildings, chimneys, and roof vents can reduce output.
- Roof angle and direction: Panels usually produce more when they face the sun more directly.
- Roof condition: Some providers may limit size if the roof needs repairs or replacement soon.
- Local weather and grid conditions: Cloud cover and temperature affect production.

That’s why you should ask your matched providers for an estimate of annual production (kWh) and the assumptions behind it. If they can’t explain those numbers clearly, that’s a warning sign.

What to ask when you request quotes (so you can compare apples to apples)

When you get matched with vetted local providers, ask for the same key details from each offer. This helps you compare system sizes fairly and understand trade-offs.

Use this checklist:
- Proposed system size (kW) and why that size was chosen
- Estimated annual production (kWh)
- Your estimated bill offset (or savings estimate) stated clearly, with assumptions
- For leases/PPAs: monthly payment, payment escalator, contract length, and cancellation/transfer terms
- For loans/buying: loan terms (rate, term length), total cost, and what happens at the end of the loan
- Warranty coverage (panels and inverter) and what it covers
- Roof and workmanship terms (including what happens if you need a roof replacement)

Also, never sign on the spot. If a salesperson pressures you—by phone, door-to-door, or “limited-time” offers—pause and review the full contract. Rules can vary by state, and it’s okay to take your time.

In plain English

To size solar, start with your last 12 months of electricity use (kWh), then compare offers by system size (kW) and estimated yearly production (kWh)—not just the monthly payment.

Always read the full contract, ask for the price and escalator in writing, and never sign on the spot.
Questions

Common questions

If I have a small roof, do I need a smaller solar system?
Often, yes. Roof space and shading can limit the maximum practical size. A smaller system may still help offset part of your electricity use, but whether it makes sense depends on your goals and the contract terms (especially with leases/PPAs).
What system size should I ask for—5 kW, 7 kW, or 10 kW?
There’s no one-size-fits-all answer. Start with your last 12 months of electricity use (kWh) and ask providers to propose a size that can offset a clear target (for example, 60%–100% of annual usage). Then compare proposals using the same kWh and contract assumptions.
How do payment escalators affect my monthly solar lease or PPA?
Escalators can cause your monthly payment to increase over time, which may reduce the value you get from solar. Ask for the payment schedule over the full contract term and check whether there are any caps, step-ups, or unusual fees.
Will a larger system always save more money?
Not necessarily. Savings vary by your electricity rates, incentives, shading, and the type of agreement. A bigger system can increase production, but it may also increase your total cost, especially if contract terms are set that way. Get all the numbers in writing and compare offers.
How can I avoid getting a bad quote?
Avoid quotes that don’t clearly explain system size (kW), estimated annual production (kWh), and the assumptions behind bill offset. Compare multiple offers, read the full contract, and don’t sign under pressure. SunWise Lease is a free matching service that connects you with vetted providers, but you still control the decision.
How it works

Thinking about going solar?

Compare a lease, a PPA, and a loan first — then get matched, free, with vetted providers near you. You compare and choose who to hire, and you confirm every number before you sign.